Introduction:
Use of this site, UK Debt Consolidations, constitutes agreement with the following terms and conditions. These terms are
governed by and interpreted in line with English Law. Please
read them carefully.
This site is intended for use by citizens of the United Kingdom. This site is not intended for distribution to,
or use by, any person in a country where such distribution
or use would be contrary to local laws or regulations.
Use of Content:
Throughout UK Debt Consolidations, trademarked names are
indicated. However, rather than
repeatedly show the trademark
symbol, we state that we are using such names in an editorial
contact with no intention of infringement of that trademark.
Trademarked names, as always, remain the property of their
respective companies.
We, or our licensors, own the copyright and all other intellectual
property rights associated with the content, unless otherwise
stated.
We cannot warrant that use of the site will not be interrupted
or unavailable due to any factors outside our control.
We are happy for you to download or print off copies of
the content of this site (other than any quotation details)
for your personal, non-commercial, use, and information;
but, any copying or adaptation of the content, layout or
code of this site, or the creation of an archive or database
containing the content, for any business purpose or other
commercial exploitation, without our specific consent will
constitute copyright infringement.
If you download or print off copies of the content, you
must retain any copyright or other intellectual property
notices contained in the original material.
You may not copy, distribute or display the site or any
part of the site to a third party. You may not link to or
mirror any part of the site. Any infringement of any intellectual
property rights in this manner will result in appropriate
legal action.
Any rights not expressly granted in these terms are reserved.
Changes:
We are continually seeking to improve and update the site.
Therefore, we may make changes to any part of the site and
these conditions, and you will be bound by these changes
and conditions from the next time that you access the site.
No purported modification of these conditions will be effective
until we countersign it.
Downloads:
You must ensure that any software downloaded from your
internet to your computer is suitable for use on your computer
and that it is virus-free. This applies to any software
downloaded from this site; so you must check all software
loaded from this site and ensure that it is compatible with
your computer.
Disclaimer:
The information on this site is provided on an ‘as
is’ and ‘as available’ basis. We try to
ensure, but do not guarantee or warrant, the accuracy or
completeness, availability or reliability of the information
on our website. Our aim is to keep this information timely
and accurate. If errors are brought to our attention, we
will try to correct them.
We exclude any warranty, express or implied, as to the quality or fitness of a particular purpose of any content on this site.
We reserve exclusive right at our sole discretion to alter,
limit or discontinue part of this site. Under no circumstances
shall we be liable for any loss, damage, liability or expense
suffered which is claimed to result from the use of this
site, including without limitation, any fault, error, omission,
interruption or delay. Use of this site is at the user’s
sole risk.
We make every
effort to minimise disruption caused by technical
errors. However, some data or information on our site may have been created or structured in files or formats which are not error-free. We cannot guarantee that our service will not be interrupted or otherwise affected by such problems. We accept no responsibility with regards to such problems
(failure of performance, computer virus, communication line
failure, alternation of content, etc.) incurred as a result
of using this site or any link to external sites.
The materials on this site do not constitute medical, financial
or other professional advice. You should consult an appropriate
professional for specific advice tailored to your situation.
Users specifically acknowledge and agree that we are not
liable for any conduct of any other user.
By accessing this site, you agree that we will not be liable to you or any third party for any errors or delays in the site or any actions taken by based on the content of the site. You also agree
that, to the full extent allowed by applicable law, we will
not be liable for any direct, indirect or consequential
loss or any losses that were actually unforeseeable by us
arising from the access or use of the site or from your
access or use of other material on the internet via web
links for this site. We do not seek to limit liability in
respect of fraudulent misrepresentation nor in respect of
death or personal injury directly caused by our negligence.
We reserve the right to deny at our sole discretion any
user access to this site or any portion therefore without
notice. We have no obligation to forward any unread or unsent
messages to you or any third party.
Legal Statement:
1. Your home is at risk if you do not keep up repayments
on a mortgage or other loan secured on it.
2. Written quotations on request.
3. Typical example: £10000 x 60 months = £214.58
per month. Total £12874.80 APR 10.9% Loans secured
on property.
4. Loans subject to status.
Please read the details set out below carefully before using
this website (the "Site"). By accessing this Site,
you agree to be bound by the following terms and conditions
and disclaimers (the "Terms").
References to 'you', 'your' and 'yours' are references to
the person(s) accessing the Site.
References to 'we', 'us' and 'our' are references to
UK
Debt Consolidations.
Terms:
All our products and services and those of other members
of UK Debt Consolidations are subject to
the terms and conditions and disclaimers of the applicable
agreement governing their use.
These Terms are to be read by you together with any terms,
conditions and disclaimers provided in the pages of the
Site. In the event of any conflict, the terms, conditions
and disclaimers provided in the pages of the Site shall
prevail over these Terms.
The information, material and content provided in the pages
of the Site may be changed at any time without notice. Changes
may be made to the Terms at any time without notice by updating
this posting. You agree to review the Terms regularly and
your continued access to or use of the Site will mean that
you agree to any changes.
No offer:
Neither the information, nor any opinion contained in our
Site constitutes an offer to sell or solicitation or an
offer to buy any financial instruments or any advice or
recommendation with respect to such financial instruments.
Users:
The Site is currently intended for those who access it from
within the United Kingdom. Because of this, we cannot guarantee that the Site or the information therein complies with or is appropriate for use in other places.
You are wholly responsible for use of the Site by any person
using your computer and you must ensure that any such person
complies with these Terms.
No warranties:
The following clauses exclude or limit our legal liability
for the Site. You should read them carefully.
Whilst we have taken reasonable steps to ensure the accuracy,
currency, availability correctness and completeness of the
information contained on the Site, information is provided
on an "as is", "as available" basis
and we do not give or make any warranty or representation
of any kind, whether express or implied. The use of the
Site is at your sole risk. We shall not be liable for any
loss or damage whatsoever and howsoever arising as a result
of your use of or reliance on the information contained
on the Site to the maximum extent permitted by law.
We do not represent or warrant that the Site will be available
and meet your requirements, that access will be uninterrupted,
that there will be no delays, failures, errors or omissions
or loss of transmitted information, that no viruses or other
contaminating or destructive properties will be transmitted
or that no damage will occur to your computer system. You
have sole responsibility for adequate protection and back
up of data and/or equipment and for undertaking reasonable
and appropriate precautions to scan for computer viruses
or other destructive properties.
We make no representations or warranties regarding the accuracy,
functionality or performance of any third party software
that may be used in connection with the Site.
Third party sites and warranties:
Where we provide hypertext links to other locations on the
Internet, we do so for information purposes only. We are
not responsible for the content of any other websites or
pages linked to or linking to this Site. We have not verified
the content of any such websites. Following links to any
other websites or pages shall be at your own risk and we
shall not be responsible or liable for any damages or in
other way in connection with linking. Links to downloadable
software sites are for convenience only and we are not responsible
or liable for any difficulties or consequences associated
with downloading the software. Use of any downloaded software
is governed by the terms of the license agreement, if any,
which accompanies or is provided with the software.
No endorsement or approval of any third parties or their
advice, opinions, information, products or services is expressed
or implied by any information on our Site.
Internet, e-mail:
Messages sent over the Internet cannot be guaranteed to
be completely secure as they are subject to possible interception
or loss or possible alteration. We are not responsible for
them and will not be liable to you or anyone else for any
damages or otherwise in connection with any message sent
by you to us or any message sent by us to you over the Internet.
Trade marks and copyright:
Copyright of the pages screens, information, and material in their arrangement included in this Site is owned by or licensed to UK Debt Consolidations, unless otherwise noted. You may imprint, copy, download or temporarily
store extracts from our Site for your personal information
or when you use our products and services. You must not
alter anything. Any other use is prohibited unless you first
get our written permission. In particular, no one may use a part of our Site on any other website, or link any other website to our Site, without our prior written permission
Data protection:
We may as a result of your interaction with the Site hold
and process personal information obtained about you when
you access the Site and use it for servicing our relationship
with you, for the purposes of fraud prevention and debt
collection, to understand your financial needs, to conduct
our business and to provide you with better customer services
and products from both within UK Debt Consolidations
and those of selected third parties, to evaluate the effectiveness
of our marketing of the Site and for statistical analysis.
We may pass this information to other members of the UK Debt Consolidations group or agents as permitted by law so that they may do the same and they may pass information held by them about you to us so that we may do the same. We will not disclose any such information outside of the
UK Debt Consolidations group except for
fraud prevention purposes and/or if required/obliged by
law or Governmental or judicial bodies or agencies or to
our regulators under proper authority, or under a strict
code of secrecy to sub-contractors or persons acting as
our agents or where we have your consent or have previously
informed you.
We may also in connection with the above and the provision
of the Site transfer your personal data to countries outside
the European Union (EU) which may not provide the same level
of protection for personal data as within the EU. However,
all personal data wherever it is held in the UK
Debt Consolidations Group or by its sub-contractors
or agents will be afforded a high level of protection against
any authorised or accidental disclosure, access or deletion.
By agreeing to these Terms you agree to such data being
so used and that it may be transmitted to others as stated
above.
Governing law:
The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute which may arise.
Your home is at risk if you do not keep up repayments on
a mortgage or other loan secured on it.
Calls may be recorded for Training and monitoring Purposes.
